7 Tips for Developing Your Family’s Fire Escape Plan
Posted: August 30, 2023
During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...
Batten Down the Hatches: What To Know About Winterizing Your Boat
Posted: August 22, 2023
As the days become shorter and the temperature dips, the inevitable appears on the horizon for every boater: winter. But don’t let the impending off-season blow you off course. By planning to properly winterize your boat, you’ll confidently end the season knowing you and your beloved ship will be ready to take on the waves as soon as the snow passes and spring arrives. A...
Errors and Omissions Insurance: What Is Covered?
Posted: August 19, 2023
Errors and omissions (E&O) insurance is a type of professional liability insurance. It is designed to protect professionals, including companies and workers, against claims of negligent actions or inadequate work brought by clients. Companies that provide services to customers for fees often purchase E&O insurance. What Does Errors and Omissions Insurance Cover? Generally, E&O insurance covers actions of professionals providing a service, including: Errors, mistakes,...
Writing Your Will: Common Questions and Simple Tips
Posted: August 17, 2023
Have you thought about your final wishes in life?We know it’s not a particularly fun topic to discuss. But the truth is, writing a will is an important step to help your loved ones in the event of your passing. (So is choosing the right life insurance.)If you’re one of the 60% of Americans without a will or if you just haven’t updated yours in...
Should I Purchase Flood Insurance If I’m Not in a Flood Zone?
Posted: August 16, 2023
Flood insurance covers direct physical loss to your home structure and belongings caused by flooding. If the area where you live is not in a flood zone, you may think you are safe from flooding. The fact is that flooding is the most common natural disaster in the country. Many flood-related insurance claims come from areas with a low to moderate flood risk. What Does...